Deposit Schemes

The perfect everyday account designed for individuals, small traders, and farming families. Enjoy liquidity alongside stable growth. Our savings accounts help you manage your income efficiently while keeping your funds accessible whenever you need them.

Key Features:

• Highly competitive interest rates compared to commercial banks.
• Low minimum balance requirements tailored for rural families.
• Instant fund transfers, hassle-free withdrawals, and secure passbook management.
• Personalized doorstep banking services in selected regional networks.

Gramashree Women’s Special Savings: Empowering women to lead from the front financially. As part of our commitment to rural social development, this exclusive micro-savings and deposit framework provides special financial incentives, higher interest returns, and simplified loan approvals for women-led households and small-scale cottage entrepreneurs.

Watch your wealth multiply safely with zero market risks. If you have a lump sum amount from agricultural yields, asset sales, or retirement funds, our Fixed Deposits offer unmatched security with some of the best interest payouts in the cooperative sector.

Key Features:

• Flexible tenures ranging from 12 months to 5 years+.
• Higher Interest Rates: Enjoy premier interest margins that outpace standard retail banks.
• Senior Citizen Bonus: Extra percentage points on interest rates exclusively for our senior members.
• Premature Withdrawal & Loan against FD: Avail loan facility against your FD amount during medical or crop emergencies without breaking the deposit.
• FD Doubling Scheme: For a better future of their children, parents can avail FD doubling schemes that can be used in the future for the purpose of their higher studies or marriage or as an investment.

Build a strong financial cushion, one month at a time. Perfect for salaried individuals, small business owners, and monthly earners. Develop a disciplined savings habit by depositing a fixed small amount every month and reaping massive lump-sum benefits upon maturity.

Key Features:

• Small monthly commitment sizes to fit any pocket or budget.
• The exact same premium interest rate structure as our Fixed Deposits.
• Automated payment tracking and flexible date options.